Effective Date: July 22, 2026

Last Updated: July 22, 2026

1. Introduction

CAQuote (“we,” “our,” or “us”) is a California-licensed insurance advisory service. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit caquote.net or submit a quote request through our contact form.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

2. Information We Collect

Information you provide directly: first and last name, email address, phone number (optional), insurance type of interest (Life, Health, or Medicare), and any additional information you include in your message.

Information collected automatically: IP address, browser type and version, pages visited and time spent on the site, referring URL, and device type. This is collected via standard web technologies (cookies and server logs) and used for site analytics and security only.

3. How We Use Your Information

We use the information we collect to respond to your quote request and have advisors follow up with personalized options, match you with appropriate coverage based on your stated needs, communicate with you about your inquiry, improve our website through analytics, and comply with legal obligations applicable to California-licensed insurance advisors. We do not use your information for automated decision-making or profiling.

4. How We Share Your Information

We do not sell your personal information to third parties, ever, and we do not share it with data brokers or marketing lists. We may share your information with insurance carriers or plan providers solely to generate quotes on your behalf, and only as part of the quote process. We may disclose information if required by law, such as in response to a court order, subpoena, or regulatory inquiry from the California Department of Insurance.

5. California Privacy Rights (CCPA)

As a California resident, you have rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

• Right to know — request disclosure of the categories and specific pieces of personal information we’ve collected about you.

• Right to delete — request deletion of personal information we’ve collected, subject to certain exceptions.

• Right to correct — request correction of inaccurate personal information we hold.

• Right to opt out — opt out of the sale or sharing of personal information. We do not sell personal information, so this right is satisfied by default.

• Right to non-discrimination — we will not discriminate against you for exercising any privacy right.

To exercise any of these rights, contact us at privacy@caquote.net or caquote.net/contact-us. We will respond to verified requests within 45 days as required by California law.

6. Medicare Marketing Compliance

CAQuote provides guidance on Medicare Advantage, Medicare Supplement, and Part D plans. In accordance with CMS (Centers for Medicare & Medicaid Services) guidelines, we will not use your information for unsolicited in-person or phone marketing without your prior consent. Submitting a quote request constitutes consent to be contacted by CAQuote regarding relevant insurance options. We do not share Medicare-related personal information with third parties for marketing purposes without your explicit consent.

7. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes described in this policy, comply with our legal obligations as a licensed insurance advisor, and resolve disputes or enforce our agreements. If you request deletion, we will remove your data from active systems within a reasonable time, except where retention is required by law.

8. Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

9. Third-Party Links

Our website links to third-party resources, including Medicare.gov, Covered California, and the California Department of Insurance. These sites have their own privacy policies, and we are not responsible for their content or practices. Review their policies before submitting any information.

10. Children’s Privacy

Our services are intended for adults aged 18 and older. We do not knowingly collect personal information from anyone under 18. If you believe we have inadvertently collected such information, contact us immediately at info@caquoteinsurance.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically.

12. Contact Us

CAQuote 1234 West Sunset Blvd, Suite 205 Los Angeles, CA 90026,USA
Email: info@caquoteinsurance.com
Phone: (800) 555-0198

This privacy policy was prepared for CAQuote (caquote.net), a California-licensed insurance advisory service. It is intended as a practical starting point and does not constitute legal advice. We recommend having a licensed attorney review this document to ensure full compliance with applicable regulations.